Ajay Kumar Punia, & Arun Chaudhary. (2025). Modernizing Legacy Risk Engines: Transitioning to Real-Time AI-Driven Decision Intelligence. JOURNAL OF RECENT TRENDS IN COMPUTER SCIENCE AND ENGINEERING ( JRTCSE), 13(6), 1-16. https://doi.org/10.70589/JRTCSE.2025.6.1